Credit Card Advantages

Advantages of having a credit card:

• Widely accepted payment method & safer to carry than cash or checks.
• Basically a loan that is interest-free for a month before the charges are due.
• Most cards have a 10-25 day grace period before late fees are applied.
• Good to have for emergency situations.
• Track your monthly expenses.
• Protection against fraud.
• Some credit cards may help build your credit reputation for future credit opportunities and percentage rates offered.