If you’re still looking for the right card and  have trouble getting approved because of past credit history the Horizon Gold Card is your next stop. No credit check and no employment checks are necessary and they report to a major credit bureau. You’ll begin to see the benefits as soon as you activate your monthly membership benefit plan.

The membership includes:

•    $500 Line of Credit,
•    Free Equifax Credit Report
•    Roadside Protection Service
•    Comprehensive Legal Assistance Plan

Guaranteed approval card offers may benefits over and above the line of credit.  The Horizon Gold Card has a lot to offer to check it out today.

If you have not heard already, there are a lot of new and exciting things happening with the GoFreeCredit.com.

CreditScoreComplete, which is marketed by GoFreeCredit.com has recently improved their credit monitoring services and with that, lowered their monthly pricing down to $19.95 per month after the free trial period.

Credit Score Complete offers a risk-Free 7-day trial and provides your credit scores from all 3 credit bureaus — TransUnion, Experian & Equifax .  This service allows you to enjoy the comprehensive personal identity protection of its exclusive 24/7 Triple Bureau Credit Monitoring with Instant Fraud Alerts.

Most similar credit score and monitoring services have raised their prices to $19.95 or higher, but only provide the consumer 1 free credit score, limiting the value to that consumer, and in some cases, only monitoring 1 of their credit reports, which leaves the consumer very vulnerable to potential credit fraud and identity theft, while not giving them a true picture of their 3 credit scores from TransUnion, Experian & Equifax.

GoFreeCredit.com is very confident that these changes will enhance the consumer experience greatly, so check out GoFreeCredit 3-in-1 and CreditCheckingToday.com today

When looking for a small business card, you want to look for a card from a company that is an expert in business credit cards.  For example, American Express Business cards have been providing small businesses the tools they need to be successful for years.   One of their newest business credit card products, SimplyCash® Business Card from American Express OPEN, provides benefits that small business owners are looking for.  This low interest business card also provides cash back and no annual fee.

The SimplyCash® Business Card from American Express OPEN gives your small business an edge by providing these benefits each time you make a purchase with your business card:

•    5% cash back on wireless services and office supply purchases
•    3% cash back on automobile gasoline
•    1% cash back on other purchases
•    No limit to the amount of cash back you can earn
•    Cash back on purchases is automatically credited to your statement each month
•    Save up to 10% automatically on business expenses from FedEx, Hertz® and more with OPEN Savings®
•    No annual membership fee

If you are using a standard reward’s credit card, instead of a business card for your small business expenses, you could be losing out.  Small business cards provide extra benefits over regular, low interest, credit cards because they know small businesses need extra purchasing power.  If you are a small business owner your best credit card most likely is a small business card.


Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

We’re all closing a year, and starting another.  Whether you’ve racked up hefty bills over the holiday season, missed a few payments throughout the year, or took out a loan for school, a car, or a home—there’s plenty of reasons to get your finances and credit in order coming into a new year. 

Maybe you haven’t had any credit trouble to speak of, but knowing what’s on your credit report and what your credit scores are can prepare you for a number of things that the New Year can bring. We all know that having a healthy credit score can lower our interest rates, get us instant loan approvals, reduce or eliminate required down payments, qualify us to buy a house, qualify us to buy a new car, or even qualify us for a new credit card.  Today, we have the ability to check and monitor our reports and scores online, making the New Year’s Resolutions centered around our financial health so much more convenient.

There are a number of programs to check and monitor both your credit scores and report.  Our jobs as consumers are to weigh out our options to what suits us best based upon how much is included in the offer, and frankly—the price.  CreditCheckingToday.com offers consumers their scores and reports instantly, from TransUnion, Equifax, and Experian.  After the 7 day trial period, the low monthly cost of $29.95 will give consumers access to their scores, report, and monitoring service.  If the consumer decides they don’t want to stay aboard past the free trial period, they can opt out without penalty.  Signing up for the offer is simple enough; basic information such as your name, address, and telephone number are required—which is much less intrusive or lengthy than CreditCheckingToday’s competition, which commonly have lengthier, more in-depth forms that also request your Social Security Number and Date of Birth.  When planning for the year ahead in regards to your credit and finances, it is important to know where you stand, as the old saying goes, “you don’t know where you’re going, until you know where you’ve been.”  CreditCheckingToday.com offers us as consumers a way to plan ahead this year, knowing where we are with our credit so we can hopefully fulfill our resolutions this year!

Right out of the gate Public Savings Bank is launching a new offer in 2011 called Open Sky Secured Visa Credit Card.  This new offer is replacing the Classic Secured Credit Card, so out with the old and in with the new.

The new Secured Credit Card is a great credit card option for people with bad credit, poor credit, or no credit.  The new minimum out-of-pocket cost to obtain this credit card offer is now only $200 (previously $375).  They have also lowered the APR down to 9.75% variable (Prime + 6.5%) and removed the upfront enrollment fee!  Public Savings Open Sky Secure Visa Credit Card is working hard to help consumers who are looking for a secured card to rebuild or establish their credit rating.  Start the New Year off right and apply today!